This programme aims to promote the delivery of extension and other services in a self-employment mode. It is designed to tap the expertise available in the large pool of agriculture graduates and offer them with the opportunity to set up their own AgriClinic and Agribusiness Centre that can offer professional extension services to large number of farmers. To support this programme, the Government is also providing start-up training to graduates in agriculture or allied sectors like horticulture, sericulture, veterinary sciences, forestry, dairy, poultry farming and fisheries etc.
Crop productivity improved in some parts of the country but the project did not have a lasting impact as it mainly entailed technical information through posters and slogans. It has been proposed to integrate the scheme https://paramountemotionsnoida.in/ with other GoI initiatives or with other NABARD schemes. Integration is also required with the extension system and the research system. A Public Private Participation in ACABC is called for this integration.
On the rural retail front, 24 ‘Choupal Saagars’ are now operational in the 3 States of Madhya Pradesh, Maharashtra and Uttar Pradesh. A large number of fertilizer companies like IFFCO, KRIBHCO, Chambal Fertilizers and Chemicals have branded their dealer shops and selling points. Recent initiatives by the private sector companies under the Ministry of Food Processing Industries, Mega Food Park scheme envisages creation of various aggregation centres. These aggregation centers also offer additional services and go under various names viz. Such centers offer all the services that a typical AgriClinic Center offers, apart from a few innovative themes such as Training Centers, Libraries, and Tractor Booking Center etc.
Education
KVK is a project of ICAR, launched with an aim to increase agriculture production and productivity and at the same time generate self employment opportunities in the villages. There are 589 networked KVKs at the district level involved in refinement and demonstration of technology/products. To create gainful self-employment opportunities to unemployed agricultural graduates, agricultural diploma holders, intermediate in agriculture and biological science graduates with PG in agri-related courses. The Farmers’ Portal of the Department of Agriculture, Co-operation and Farmers’ Welfare is a platform for farmers to seek any information related to agriculture.
Green House Farming
The course comprises of Entrepreneurship and Business Management, as well as skill improvement modules in the chosen areas of activity. Despite all these initiatives, agriculture extension in India has not been adequate in reach. The Intensive Agricultural Area Programme was launched in 1964 to tackle the problem of food scarcity. The programme laid stress on the development of scientific agriculture in an intensive manner in the high production areas in the country. Around 115 districts in the country were covered under IAAP but it achieved partial success as there was severe food crisis due to natural disasters. IAAP was instrumental in paving the way for green revolution in the country due to its strong focus on scientific agriculture. Find the Farmer Friendly Handbooks for various states provided by the Department of Agriculture and Cooperation, Ministry of Agriculture & Farmers Welfare.
It may provide finance taking a margin of 25% of the total cost to be paid by beneficiary. If subsidy is available, the same can be considered as Margin and the Branches should not insist the borrower for margin separately. In case any Public/Government source is being used, water right certificate from the concerned authority should be produced. Warehouses / cold storage units owned by Central and State Government entities. Individual farmers / joint borrowers who are existing Kisan Credit Card holders having satisfactory track record of at least two years.
In addition, following type of short term loan facilities are also provided by our Bank with a view to promote storing capacity of Agricultural produce and better price realization by the farmers. Farmers, Group of farmers, SHGs, JLGs, Companies including farmers’ producer companies of individual farmer, Partnership firms, LLPs and Cooperatives of farmers directly engaged in agricultural and allied activities. Farmers, Group of Farmers, SHGs, JLGs, Companies including farmers producer companies of individual farmers directly engaged in agricultural and allied activities. Despite the variety of agricultural extension approaches that operate in parallel and sometimes duplicate one another, the majority of farmers in India do not have access to a regular source of information for weather, crop prices etc. This severely limits their ability to increase their productivity and production. • The scheme provides for term loan facility for construction/expansion/modernization of cold storage for Agriculture and allied products.
Scheme for Financing Pradhan Mantri Matsya Sampada Yojana (PMMSY)
A holistic review is required to give the scheme the needed impetus and thus achieve the objectives with which the scheme was rolled-out. Proper implementation of this scheme may be instrumental in spreading the micro and small agribusinesses to the farming geography and economy to take the Indian agriculture to a higher orbit of growth. To supplement efforts of public extension by necessarily providing extension and other services to the farmers on payment basis or free of cost as per business model of agri-preneur, local needs and affordability of target group of farmers. SBI provides different type of loan to farmers who has good track record with SBI for their last two years. A general-purpose loan for productive and consumption purposes of farmers, Self help group credit card and general purpose credit card loan. Objective of Farmers Easy Empowered Loan or “KRISHI KALYAN” is to provide timely and adequate credit to farmers to meet production and consumption expenses. To reduce the multiple process of separate application, documentation & EM creation for availment of KCC and PML, thereby reduce the time for delivery of credit.
Simple / equitable mortgage of land to cover the value of loan limit. Minimum land holding for loan eligibility for power tiller 4 acres of perennially irrigated land. Such beneficiary or group of beneficiaries to whom a joint loan or group loan is sanctioned shall be able to use the tractor for cultivation of his / their own farm not less than 8 acres of perennially irrigated land. PCs applying for collateral free loan based on Credit Guarantee from SFAC under CGF SFAC Scheme shall comply with the eligibility criteria as specified in the CGF scheme document. Crop wise repayment is to be fixed and maximum period of finance is 15 years . Based on investment plan given by the farmer to be undertaken in the next 2-3 years. As per anticipated harvesting and marketing period for the crops for which a loan has been granted.
